Investing in real estate in Bulgaria is always a good idea. Experts have repeatedly confirmed that such investments are reliable and profitable in the long term. But what is more advantageous in 2025 — new builds or resale properties? Let’s look at all the pros and cons of each option.
What’s better to buy in Bulgaria – a new development or a resale property?
First, it’s worth understanding the difference. New buildings are properties less than 10–15 years old or still under construction. These are often referred to as developer properties.
Resale properties are homes that have already been owned and lived in, with all necessary documents and, often, some renovation or furniture included.
If we compare both segments, the resale market in Bulgaria is much larger, especially in resort towns such as Sunny Beach, Sozopol, Sveti Vlas, Ravda, and Golden Sands.
Pros and cons of new builds
Advantages:
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Installment plans. Buyers can pay 30% upon signing the preliminary contract and 40% at the next stage.
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Choice flexibility. You can pick your apartment, layout, and even finishes if construction is ongoing.
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Guarantees. By law, construction cannot exceed 10 years, and finishing works — 5 years.
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Attractive prices. Buying during construction can be 5–10% cheaper.
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Modern standards. New materials, better insulation, and up-to-date infrastructure.
Disadvantages:
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Often sold without interior finishing.
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Unlandscaped surroundings.
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Possible delays in completion.
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Actual building quality may differ from plans.
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Need to keep up with installment payments.
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Noise from ongoing works and moving neighbors.
Should you buy a resale property?
Advantages:
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Ready to move in. Fully equipped apartments, often furnished and with appliances.
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Developed infrastructure. Parking, shops, restaurants, transport — everything nearby.
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Attractive price. In resort areas, resale apartments often cost €1,000–1,500 /m², sometimes negotiable.
Disadvantages:
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Full payment required at contract signing.
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No guarantees for hidden issues.
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Potential renovation costs.
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Outdated layouts and systems.
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Legal due diligence is essential.
Conclusion
Both options have their pros and cons. The decision depends on your goals, budget, and preferences. We hope this guide helps you make the right choice.
