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Property in Bulgaria in installments

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  2. / Property in Bulgaria in installments
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Found: 93
Sale, Residential complexes Property in Nessebar ID 4832

Instalment till 2027! Hurry to book your apartment with sea view! Building for year-round living in Bulgaria, the town of Nessebar! We present to your attention a newly built residential building ‘Aura Nessebar’ in the famous town of Nessebar! First line, sea view fr...

50 sq.m. 2, 3 rooms to 200 m from 125000 €
Sale, Residential complexes Property in Ravda ID 4834

Instalment till 2027! Hurry to book your apartment at an affordable price! Project for year-round living in Bulgaria, Ravda! We present to your attention a new residential complex ‘Aura Ravda’ in the Black Sea resort of Bulgaria - Ravda. In the immediate vicinity are...

38 sq.m. Studio, 2, 3 rooms to 400 m from 47050 €
Sale, Residential complexes Property in Sunny Beach ID 4767

Looking to buy an apartment close to the beach on Sunny Beach? The new elite complex "EMILIA ROMANA AVENUE" is the perfect place for comfortable living and seaside relaxation. "EMILIA ROMANA AVENUE" is a modern residential complex located just 200 meters from the wid...

- to 200 m 64 900
Sale, Residential complexes Property in Burgas ID 4785

Are you looking to buy a new building in Burgas? Madika is the ideal place for a comfortable life and a profitable investment. "Madikat" is a modern residential quarter in Burgas, developed according to the concept of "15-minute city". Everything you need for life - ...

from 60 sq.m. 2, 3, 4+ rooms 4.9 km from 83000 €
Sale, Flat/apartment Property in St Vlas ID 4798

This Two-Bedroom Apartment is an excellent choice for families or those who appreciate space and comfort. The layout includes two bedrooms, a spacious living room with a kitchen area, two bathrooms, and a balcony. Turnkey finishing Modern plumbing and high-quality ma...

95 sq.m. 3 rooms to 200 m 3/5 fl. 161 000
Sale, Flat/apartment Property in St Vlas ID 4797

We offer a cozy one-bedroom apartment in the"Malka Vodenitsa 2" residential complex. The apartment is located on the 3rd floor, with abuilt-up area of 51 sq.m. and atotal area of 62 sq.m. A spacious living room with a kitchen area, a separate bedroom, and a balcony w...

62 sq.m. 2 rooms to 200 m 3/5 fl. 108 900
Sale, Residential complexes Property in St Vlas ID 4605

The new residential complex "Malka Vodenitsa 2" is the perfect choice for buying a new apartment in Sveti Vlas. You will find the resort's central beach, the Marina Dineviyacht harbor, and city infrastructure, including shops, restaurants, a yacht club, and SPA cente...

from 60 sq.m. 1, 2, 3 rooms to 200 m from 87 000
Sale, Residential complexes Property in Burgas ID 4768

🏘️ Bulgarian Resales offers to buy a property in a new residential complex in one of the best neighbourhoods ‘Horizon’ - your home and investment in the heart of Burgas! 🏘️ The complex consists of four residential buildings and offers a unique combination of comfort,...

from 56 sq.m. 2, 3 rooms 4.0 km from 80 000
Sale, Flat/apartment Property in Kosharitsa ID 4766

🏘️ For sale a spacious two-bedroom flat in the complex ‘Gardenia hills’ in Košarica with the possibility of instalment payment up to 10 years! The apartment is located on the 2nd floor. The area is 93 m². It is sold furnished. It consists of an entrance hall, living ...

93 sq.m. 3 rooms 2.0 km 2/4 fl. 102 300
Sale, Flat/apartment Property in Kosharitsa ID 4765

🏘️ Consider for purchase a one bedroom apartment in the complex “Gardenia hills” in Košarica with the possibility of instalment payment up to 10 years!!! The apartment is located on the 2nd floor. The area is 66 m². It is sold furnished. It consists of an entrance ha...

66 sq.m. 2 rooms 2.0 km 2/4 fl. 72 600
Sale, Flat/apartment Property in Kosharitsa ID 4764

🏘️ For sale a large studio in the complex ‘Gardenia hills’ in Košarica with the possibility of instalment payments up to 10 years!!!! The studio is located on the 2nd floor. The area is 53 m². It is sold furnished. There is a spacious terrace overlooking the pool. Th...

53 sq.m. Studio 2.0 km 2/4 fl. 59 900
Sale, Residential complexes Property in Sunny Beach ID 4702

Attention! Start of sales of a new modern complex on the Bulgarian coast ‘’J'Adore Blanc‘’. This is the third project (two already realised) of natural materials combined with a touch of luxury and comfort. The complex will be built on a plot of land of 3 440 sq.m. T...

from 65 sq.m. 2, 3 rooms from 84500 €
Sale, Residential complexes Property in Nessebar ID 4595

We offer to your attention a residential complex "LA MER GOLD RESIDENCE" in Nessebar, ideal for anyone who is looking for property in Nessebar or wants to buy an apartment on the sea. Located next to one of the most beautiful beaches in Nessebar - Aurelia beach, this...

from 33 sq.m. Studio, 2, 3 rooms to 100 m from 410000 €
Sale, Residential complexes Property in Sunny Beach ID 4590

Installment payments until the end of 2025! Hurry, super investment at a great price! We present to your attention a new residential complex ‘LA MER SILVER RESIDENCE 2’ in the famous Black Sea resort Sunny Beach - the largest and most visited resort in Bulgaria. The ...

from 35.4 sq.m. Studio, 2 rooms to 500 m from 46900 €
Sale, Residential complexes Property in Sunny Beach ID 4515

🏘️ Introducing “Aphrodite Gold”, a modern coastal residential complex that combines prestige and comfort. The design of the facades in warm sandy shades, inspired by ancient African cities, harmonizes with the refreshing blue accents of the pool, creating the atmosph...

- to 600 m from 70 000
Sale, Residential complexes Property in Sunny Beach ID 4514

We present you a new complex in Sunny Beach, Bulgaria! Your chance to buy real estate with installment payments up to 3 years! 🏘️ The complex “Magnolia Residence 7” is located in the central part of the resort, 700 meters from the sea. The location is perfect for liv...

from 29.5 sq.m. to 600 m from 47 000
Sale, Flat/apartment Property in St Vlas ID 4294

Bulgarian Resales Real Estate Agency offers to buy a new flat in Saint Vlas in the complex ‘Sun Wave’. The flat is located on the sixth floor with an area of 107 sq.m. It is sold unfurnished, excellent quality of construction! The complex ‘Sun Wave’ is located on the...

107 sq.m. 3 rooms 6/6 fl. 139 490
Sale, Residential complexes Property in Sunny Beach ID 4232

We bring to your attention a newly built complex in a prestigious area of Sunny Beach resort! The complex is a continuation of Sunny View Central, located 500 metres from the beach. Good quality construction, comfortable layouts. The complex consists of 6 floors, lif...

35 sq.m. to 500 m from 44 000
Purchasing property in Bulgaria in installments is a great option for a buyer who does not have the entire amount that is required to complete the transaction. Bulgarian Resales real estate agency cooperates with Bulgarian developers who offer property with installment payments to non-residents.
 

What does buying property in installments in Bulgaria mean?

 
This is the name of the real estate sale option, in which the selected apartment or house is assigned to the client, and they pay the price agreed in the contract in equal installments according to the schedule. Ownership passes to the new owner after the payment of the entire amount and interest under the contract.
 
Many investors, builders and developers are ready to provide the buyer with a property not for a full payment transaction, but on an installment plan or on credit. There are two options:
  • In the first case, the buyer comes to terms with the seller on the schedule and amount of contributions. As a rule, property in Bulgaria with installment payments is apartments in fully finished apart hotels, and residential complexes.
  • In the second case, the buyer takes a mortgage loan for the amount that they do not have enough to pay 100% of the cost of housing. Ownership immediately passes to the buyer. However, until the moment of full settlement with the bank, the apartment is collateral for the mortgage agreement, in case the borrower fails to pay off.
 
Both options involve additional interest costs. However, they are beneficial to buyers who dream of owning property in Bulgaria and are ready to do it right now, without waiting until they have all the money they need to buy.
 

Approximate installment payment scheme when buying an apartment in Bulgaria

 
Usually, in order to buy a property in Bulgaria in installments, the buyer needs to make a down payment of 20 to 30% of the cost of the selected apartment. The installment period is from 1 to 5 years. Each developer with whom we cooperate offers its own installment plan. The buyer undertakes to:
  • scrupulously follow the agreed payment calendar;
  • pay a fine when making the next payment with a delay;
  • pay a penalty in case of violation of agreements.
 
Developers often offer favorable installment rates. For example, if a buyer pays the entire cost of real estate in 12 months, it can be interest-free. With a 2-5 years contract, interest rates can be 3.6% -6.5%, which is lower than the average mortgage interest rate.
 
Before signing a contract, our experts carefully check the conscientiousness of the developer and the cleanliness of the house, residential complex, aparthotel, in which it is planned to buy an apartment in installments. It is difficult for a non-resident buyer to understand complex legal issues. The help of experienced lawyers will protect you from buying an object with a financial encumbrance or without an issued Act 16 for a house more than 15m tall.
 
Bulgarian Resales has been operating on the Bulgarian real estate market since 2007. We will be glad to be of service to you.
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