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Property in Bulgaria in installments

  1. Real Estate in Bulgaria
  2. / Property in Bulgaria in installments
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Found: 128
Sale, Flat/apartment Property in St Vlas ID 5872

Great deal! Ready-to-move-in 2-bedroom apartment for sale with installment plan in the premium complex “Garden of Eden” in Sveti Vlas. The complex is located on the first line by the sea, with an elevator leading directly to the beach, white sand, beautiful views, an...

100 sq.m. 3 rooms First line 3/5 fl. 165 000
Sale, Flat/apartment Property in Sunny Beach ID 5871

Don't miss the opportunity to buy a furnished studio with an installment plan in the Jasmine Residence Club complex in Sunny Beach! The studio is located on the 6th floor. The total area is 30 sq.m. Convenient layout, equipped with furniture and appliances. The terra...

30 sq.m. Studio to 700 m 6/6 fl. 57 000
Sale, Flat/apartment Property in Nessebar ID 5870

An excellent opportunity to buy a one-bedroom apartment in the magnificent Esteban complex on an installment plan! The complex has a large landscaped area and superb infrastructure for year-round living! The apartment is located on the 1st floor. The total area is 60...

60 sq.m. 2 rooms to 300 m 1/6 fl. 128 000
Sale, Flat/apartment Property in Pomorie ID 5869

Bulgarian Resales real estate agency will help you buy real estate in Pomorie on an installment plan! A three-room apartment is for sale in the Marina Holiday Club complex. The apartment is located on the 1st floor. The area is 85 sq.m. It consists of an entrance hal...

85 sq.m. 3 rooms to 200 m 1/6 fl. 89 000
Sale, Flat/apartment Property in Sunny Beach ID 5835

A great offer for our customers! We offer you a 2-bedroom apartment for sale on installment in the EMILIA ROMANA CITY complex under construction in Sunny Beach resort. This project combines modern design, the comforts of city life, and access to resort entertainment ...

87 sq.m. 3 rooms to 600 m 1/6 fl. 152 000
Sale, Flat/apartment Property in Sunny Beach ID 5688

🏘️ Hurry up to become the owner of a modern 1-bedroom apartment in the new Domenico complex in Sunny Beach resort! Installment plan available until May 2027! The apartment is located on the 3rd floor. The total area is 76 sq.m. It consists of an entrance hall, a livi...

76 sq.m. 3 rooms to 600 m 3/6 fl. 132 000
Sale, Houses/townhouses Property in Pomorie ID 5679

⚡ Interest-free payment plan up to 2 years! Down payment – only 30% ⚡ 🏡 Spacious “Elegant” house in Pomorie — a perfect choice for permanent living or seaside holidays. Available for mortgage purchase or interest-free installments up to 2 years! 💶 Payment terms: ⚡ Do...

192 sq.m. 4+ rooms 249 900
Sale, Residential complexes Property in Aheloy ID 5642

Discover Château Aheloy Park, the long-awaited continuation of the successful Château Aheloy 2, completed in 2017. This new project combines comfort, modern architecture, and an ideal location just 200 meters from the Black Sea coast and the beach. The complex will c...

from 47 sq.m. Studio, 2, 3 rooms to 300 m from 57 000
Sale, Residential complexes Property in Sunny Beach ID 5615

We present to your attention a new complex in Sunny Beach, Bulgaria! Your chance to buy real estate with an installment plan of up to 3 years! 🏘️ Magnolia Residence 10 is located in the central part of the resort, 650 m from the sea. The location is perfect for year-...

from 35 sq.m. Studio, 1, 2 rooms to 650 m from 73 700
Sale, Flat/apartment Property in Burgas ID 5585

🏘️ We offer you to purchase an apartment in the city of Burgas, in the rapidly developing Horizon district. The apartment is located in the Euphoria complex, phase 1, with a final completion date in the second half of 2026. It is currently at the Act 14 stage. The ap...

71 sq.m. 2 rooms 2.0 km 5/9 fl. 99 900
Sale, Residential complexes Property in Sunny Beach ID 5572

We present to you the new Residential Complex "LA MER HOME 3" without a maintenance fee in Sunny Beach, with installment payment plans of up to two years! The residential complex "LA MER HOME 3" is located just a 10-minute walk from the wide sandy beach “Cacao Beach”...

40 sq.m. Studio, 2 rooms to 600 m from 54 740
Sale, Residential complexes Property in Ravda ID 5523

We present to your attention the modern residential complex “La Mer House,” created for comfortable living and recreation. The architecture of the building combines contemporary design with a homely atmosphere. The complex offers studios and one-bedroom apartments. “...

from 39 sq.m. to 600 m from 46 900
Sale, Flat/apartment Property in Kosharitsa ID 5410

🏘️ Hurry up and buy a one-bedroom apartment in the Gardenia Hills complex in Kosharitsa with the option of an installment plan for up to 10 years! The apartment is located on the 2nd floor. The area is 73 m². Sold with furniture. It consists of an entrance hall, two ...

73 sq.m. 2 rooms 2.0 km 2/5 fl. 84 000
Sale, Flat/apartment Property in Kosharitsa ID 5409

🏘️ One-bedroom apartment for sale in the Gardenia Hills complex in Kosharitsa with up to 10 years installment plan! The apartment is located on the 2nd floor. The area is 66 m². Sold with furniture. It consists of an entrance hall, two rooms, a bathroom, and a terrac...

66 sq.m. 2 rooms 2/5 fl. 76 500
Sale, Residential complexes Property in Burgas ID 5404

Bulgarian Resales is pleased to present the new Horizont 5 residential building. The building meets individual needs and modern requirements for a peaceful and harmonious life. The project consists of 223 apartments divided into two nine-storey sections, each with a ...

from 64 sq.m. 2, 3, 4+ rooms 2.0 km from 94 000
Sale, Residential complexes Property in Burgas ID 5284

🏘️ Horizont Deluxe Residence, Fitness & Spa is a more interesting, modern and high-quality product from a developer with a good track record. Horizont Deluxe Residence, Fitness & Spa will be located in the vicinity of modern residential buildings, developing ...

from 60 sq.m. 2, 3, 4+ rooms 2.0 km from 103 000
Sale, Residential complexes Property in Sunny Beach ID 5063

Incredibly favorable offer from the company “Bulgarian Resales”! Ready apartments for sale in Bulgaria with installment payment, Sunny Beach, complex NESSEBAR RESIDENCE. Why you should pay attention to this offer: 🔥Apartments in a renovated complex, with furniture an...

40 sq.m. Studio, 1, 2 rooms to 400 m from 82 000
Sale, Houses/townhouses Property in Pomorie ID 4951

Start of construction of 10 new luxury townhouses in March 2025. A communal swimming pool will be built on the territory. The complex is located 3 km away from the beach in Pomorie area. 🏡 Victoria Verde complex will be ready for occupancy in May 2026. The houses in ...

122 sq.m. 3 rooms 3.0 km 206 000
Purchasing property in Bulgaria in installments is a great option for a buyer who does not have the entire amount that is required to complete the transaction. Bulgarian Resales real estate agency cooperates with Bulgarian developers who offer property with installment payments to non-residents.
 

What does buying property in installments in Bulgaria mean?

 
This is the name of the real estate sale option, in which the selected apartment or house is assigned to the client, and they pay the price agreed in the contract in equal installments according to the schedule. Ownership passes to the new owner after the payment of the entire amount and interest under the contract.
 
Many investors, builders and developers are ready to provide the buyer with a property not for a full payment transaction, but on an installment plan or on credit. There are two options:
  • In the first case, the buyer comes to terms with the seller on the schedule and amount of contributions. As a rule, property in Bulgaria with installment payments is apartments in fully finished apart hotels, and residential complexes.
  • In the second case, the buyer takes a mortgage loan for the amount that they do not have enough to pay 100% of the cost of housing. Ownership immediately passes to the buyer. However, until the moment of full settlement with the bank, the apartment is collateral for the mortgage agreement, in case the borrower fails to pay off.
 
Both options involve additional interest costs. However, they are beneficial to buyers who dream of owning property in Bulgaria and are ready to do it right now, without waiting until they have all the money they need to buy.
 

Approximate installment payment scheme when buying an apartment in Bulgaria

 
Usually, in order to buy a property in Bulgaria in installments, the buyer needs to make a down payment of 20 to 30% of the cost of the selected apartment. The installment period is from 1 to 5 years. Each developer with whom we cooperate offers its own installment plan. The buyer undertakes to:
  • scrupulously follow the agreed payment calendar;
  • pay a fine when making the next payment with a delay;
  • pay a penalty in case of violation of agreements.
 
Developers often offer favorable installment rates. For example, if a buyer pays the entire cost of real estate in 12 months, it can be interest-free. With a 2-5 years contract, interest rates can be 3.6% -6.5%, which is lower than the average mortgage interest rate.
 
Before signing a contract, our experts carefully check the conscientiousness of the developer and the cleanliness of the house, residential complex, aparthotel, in which it is planned to buy an apartment in installments. It is difficult for a non-resident buyer to understand complex legal issues. The help of experienced lawyers will protect you from buying an object with a financial encumbrance or without an issued Act 16 for a house more than 15m tall.
 
Bulgarian Resales has been operating on the Bulgarian real estate market since 2007. We will be glad to be of service to you.
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