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Found: 68
2-bedroom apartment with a large terrace overlooking the sea in Sveti Vlas - Photo 1
Sea view
Sale, Flat/apartment Property in St Vlas ID 3933

A 2-bedroom apartment with a large terrace with panoramic sea and mountain views is for sale in the residential complex "Makon" in St. Vlas. The apartment is located on the 3rd floor and consists of a corridor, living room with kitchenette, two bedrooms, bathroom wit...

180 sq.m. 171 900
Spacious flat with panoramic sea view in Sveti Vlas in instalments - Photo 1
Sea view
Sale, Flat/apartment Property in St Vlas ID 3932

Spacious apartment for sale with panoramic sea and mountain views in the residential complex "Makon" in Saint Vlas. This apartment is located on the 4th floor and consists of a corridor, living room with kitchenette, one bedroom, bathroom with toilet, and one balcony...

68.5 sq.m. 69 900
Sorrento Sol Mare, instalments from 1 to 7 years! - Photo 1
Installment
Sale, Residential complexes Property in St Vlas ID 3667

The Sorrento Sole Mare complex in Sveti Vlas, Bulgaria, offers attractive opportunities to buy property in this beautiful location. This new modern complex is located just 300 metres from the beach, making it an ideal choice for lovers of seaside holidays. One of the...

from 33 sq.m. from 55 000
Complex Aphrodita Green - Photo 1
Installment
Sale, Residential complexes Property in Sunny Beach ID 3732

Bulgarian Resales offers for sale flats in a new building in Sunny Beach, Bulgaria! The complex "Aphrodite Green" is a new project in a beautiful area of the resort, in the neighborhood of new modern complexes and a park. The complex has 40 flats, a small family, and...

from 48.7 sq.m. from 67 429
J'Adore Secret Garden Elite Complex - Photo 1
Installment
Sale, Residential complexes Property in Sunny Beach ID 3713

We are pleased to present a new project - the J'Adore Secret Garden residential complex in Sunny Beach. The complex is located just 300 metres from the beach of the resort, in the Cacao Beach area. The project is inspired by the French Riviera and will be built using...

from 44 sq.m. from 39 000
New construction in a prestigious area of the city - Photo 1
Installment
Sale, Residential complexes Property in Pomorie ID 3043

The residential building from the builder in the town of Pomorie, near the main street of the town and 700 m from the sandy beach. The building is constructed on a plot of land with a size of 691 sq.m. There will be 13 garages on the first floor, as well as a grand f...

from 53 sq.m. from 58 000
New building complex Etara 4 - Photo 1
Installment
Sale, Residential complexes Property in St Vlas ID 2370

Bulgarian Resales real estate agency offers a profitable investment in real estate in Bulgaria from the developer. Newly built complex Etara 4 in the famous resort Sveti Vlas, located 300 meters from the beach and 50 meters from the foot of Stara Planina mountain. Th...

from 40 sq.m. from 70 000
Sale, Flat/apartment Property in Pomorie ID 2370

We offer an interest-free installment payment of up to 3 years for the payment of 50% down payment! For lovers of quiet areas with parkland in close proximity to the first line (50 m), in the beautiful modern complex, Flora Beach Resort Pomorie for sale is a 3 room a...

103.5 sq.m. 134 524
Sale, Flat/apartment Property in Pomorie ID 2367

We offer an interest-free installment payment of up to 3 years for the payment of 50% down payment! For lovers of quiet areas with parkland in close proximity to the first line (50 m), in the beautiful modern complex, Flora Beach Resort Pomorie for sale is a 3 room a...

94.7 sq.m. 118 363
Sale, Flat/apartment Property in Pomorie ID 2359

We offer an interest-free installment payment of up to 3 years for the payment of 50% down payment! For the lovers of quiet neighborhoods with parkland in close proximity to the first line (50 m), in the beautiful modern complex Flora Beach Resort Pomorie, a 2 room a...

69 sq.m. 89 635
Sale, Flat/apartment Property in Pomorie ID 2358

We offer an interest-free installment payment of up to 3 years for the payment of 50% down payment! For the lovers of quiet neighborhoods with parkland in close proximity to the first line (50 m), in the beautiful modern complex Flora Beach Resort Pomorie, a 3-room a...

94.4 sq.m. 122 772
New apartment in a beautiful complex in Ravda - Photo 1
Recommended
Sale, Flat/apartment Property in Ravda ID 2264

Two-bedroom apartment with an excellent layout from the developer in the elite "Apollon 9" complex. The apartment has a total area of 87 sq.m. Located on the 3rd floor. It is sold with "turnkey" finishing with the possibility of furnishing. It consists of an entrance...

87 sq.m. 90 000
New construction in Pomorie! Super investment! - Photo 1
Recommended
Sale, Residential complexes Property in Pomorie ID 2240

Excellent investment in real estate by the sea in Bulgaria! New construction, stable developer! The building will be located 600 meters from the sea, 400 meters from the hospital of Pomorie, 100 meters from the specialized rehabilitation hospital of the town, as well...

from 30 sq.m. from 57 000
New building close to the centre of Pomorie - Photo 1
Best Price
Sale, Residential complexes Property in Pomorie ID 1901

The building is a residential type under construction in Pomorie, close to the main street of the town and 700m from the sandy beach. The residential building will be built on a plot of 1,627 sq.m. There will be 19 parking spaces in and around the courtyard. The grou...

from 35 sq.m. On request
St. Nicholas 8 - Photo 1
Recommended
Sale, Residential complexes Property in Pomorie ID 1900

Residential building "St. Nicholas 8" is being built in the town of Pomorie, in close proximity to the sandy beach (150 meters), the center, as well as to the rehabilitation centers. The residential building will consist of: The first floor and six residential floors...

from 38 sq.m. On request
Apartment with Pool View in Yassen Holidey Village - Photo 1
Recommended
Sale, Flat/apartment Property in Sunny Beach ID 855

For sale furnished one-bedroom apartment in the residential complex "Yasen Holidey". Located on the third floor of six, a terrace overlooking the pool. The total area of 64 sq.m. To the beautiful sandy beach in Sunny Beach just 70 meters. The location is ideal for su...

64 sq.m. 70 000
Sveti Ioann / Saint John - Photo 1
Elite
Sale, Residential complexes Property in Sozopol ID 666

We are proud to present you with the new property of St. John in Sozopol, the beach at Kavatsi. Sozopol by the beach at Kavaci. Kavatsi Beach is a favorite summer destination for Bulgarians and visitors from Russia and European countries. It is here that it was decid...

- On request
Paradise Gardens in Green Life Beach Resort - Photo 1
Elite
Sale, Residential complexes Property in Sozopol ID 858

Green Life Paradise Gardens is the newest part of the closed complex Green Life Beach Resort. It is located on the longest beach on the southern coast of Kavatsi, near Sozopol. A lot of areas for recreation and various attractions are located on the territory of the ...

from 46 sq.m. On request
Purchasing property in Bulgaria in installments is a great option for a buyer who does not have the entire amount that is required to complete the transaction. Bulgarian Resales real estate agency cooperates with Bulgarian developers who offer property with installment payments to non-residents.
 

What does buying property in installments in Bulgaria mean?

 
This is the name of the real estate sale option, in which the selected apartment or house is assigned to the client, and they pay the price agreed in the contract in equal installments according to the schedule. Ownership passes to the new owner after the payment of the entire amount and interest under the contract.
 
Many investors, builders and developers are ready to provide the buyer with a property not for a full payment transaction, but on an installment plan or on credit. There are two options:
  • In the first case, the buyer comes to terms with the seller on the schedule and amount of contributions. As a rule, property in Bulgaria with installment payments is apartments in fully finished apart hotels, and residential complexes.
  • In the second case, the buyer takes a mortgage loan for the amount that they do not have enough to pay 100% of the cost of housing. Ownership immediately passes to the buyer. However, until the moment of full settlement with the bank, the apartment is collateral for the mortgage agreement, in case the borrower fails to pay off.
 
Both options involve additional interest costs. However, they are beneficial to buyers who dream of owning property in Bulgaria and are ready to do it right now, without waiting until they have all the money they need to buy.
 

Approximate installment payment scheme when buying an apartment in Bulgaria

 
Usually, in order to buy a property in Bulgaria in installments, the buyer needs to make a down payment of 20 to 30% of the cost of the selected apartment. The installment period is from 1 to 5 years. Each developer with whom we cooperate offers its own installment plan. The buyer undertakes to:
  • scrupulously follow the agreed payment calendar;
  • pay a fine when making the next payment with a delay;
  • pay a penalty in case of violation of agreements.
 
Developers often offer favorable installment rates. For example, if a buyer pays the entire cost of real estate in 12 months, it can be interest-free. With a 2-5 years contract, interest rates can be 3.6% -6.5%, which is lower than the average mortgage interest rate.
 
Before signing a contract, our experts carefully check the conscientiousness of the developer and the cleanliness of the house, residential complex, aparthotel, in which it is planned to buy an apartment in installments. It is difficult for a non-resident buyer to understand complex legal issues. The help of experienced lawyers will protect you from buying an object with a financial encumbrance or without an issued Act 16 for a house more than 15m tall.
 
Bulgarian Resales has been operating on the Bulgarian real estate market since 2007. We will be glad to be of service to you.
Types of real estate
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