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Found: 78
Aphrodite Gold - Photo 1
Installment
Sale, Residential complexes Property in Sunny Beach ID 4515

🏘️ Introducing “Aphrodite Gold”, a modern coastal residential complex that combines prestige and comfort. The design of the facades in warm sandy shades, inspired by ancient African cities, harmonizes with the refreshing blue accents of the pool, creating the atmosph...

- from 70 000
Magnolia Residence 7  - Photo 1
Installment
Sale, Residential complexes Property in Sunny Beach ID 4514

We present you a new complex in Sunny Beach, Bulgaria! Your chance to buy real estate with installment payments up to 3 years! 🏘️ The complex “Magnolia Residence 7” is located in the central part of the resort, 700 meters from the sea. The location is perfect for liv...

from 29.5 sq.m. from 47 000
New flat on the first line by the sea! - Photo 1
First line
Sale, Flat/apartment Property in St Vlas ID 4294

Bulgarian Resales Real Estate Agency offers to buy a new flat in Saint Vlas in the complex ‘Sun Wave’. The flat is located on the sixth floor with an area of 107 sq.m. It is sold unfurnished, excellent quality of construction! The complex ‘Sun Wave’ is located on the...

107 sq.m. 139 490
New construction! Sunny Beach, instalments up to 3 years! - Photo 1
Installment
Sale, Residential complexes Property in Sunny Beach ID 4232

We bring to your attention a newly built complex in a prestigious area of Sunny Beach resort! The complex is a continuation of Sunny View Central, located 500 metres from the beach. Good quality construction, comfortable layouts. The complex consists of 6 floors, lif...

35 sq.m. from 44 000
EMILIA ROMANA ESTE - Photo 1
Elite
Sale, Residential complexes Property in Sunny Beach ID 4128

We are pleased to offer you exclusive apartments in the new residential complex EMILIA ROMANA ESTE. This project is the fifth and continues the previous complexes - EMILIA ROMANA PARK, EMILIA ROMANA BOUTIQUE and EMILIA ROMANA VERDE. EMILIA ROMANA ESTE is the embodime...

from 36 sq.m. from 75 900
EMILIA ROMANA VERDE - Photo 1
Elite
Sale, Residential complexes Property in Sunny Beach ID 4123

We are pleased to present you with the new residential complex “EMILIA ROMANA VERDE”. This project is the next phase of the “EMILIA ROMANA RESORT” complex. “EMILIA ROMANA VERDE” will be the embodiment of modern architecture and thoughtful design with an emphasis on s...

from 60 sq.m. from 89 900
Green Fort Suites - Photo 1
Installment
Sale, Residential complexes Property in Sunny Beach ID 4107

Promotion until 1 June 2024!!! Installment till 2031 without price increase !!!! Payment scheme: 10% - upon signing the preliminary contract 10% - within 3 months after payment of the first installment. The balance of 80% is paid quarterly in equal installments until...

from 41 sq.m. from 72 700
Emperium, Sveti Vlas - Photo 1
Installment
Sale, Residential complexes Property in St Vlas ID 4039

Are you looking for a new buy-to-let property on the Bulgarian coast? We suggest you to take a closer look at the complex "Imperium 2" in the town of Sveti Vlas. "Imperium 2" is a luxurious complex 200 metres from the beach, offering a unique opportunity to combine t...

from 30 sq.m. On request
2-bedroom apartment with a large terrace overlooking the sea in Sveti Vlas - Photo 1
Sea view
Sale, Flat/apartment Property in St Vlas ID 3933

A 2-bedroom apartment with a large terrace with panoramic sea and mountain views is for sale in the residential complex "Makon" in St. Vlas. The apartment is located on the 3rd floor and consists of a corridor, living room with kitchenette, two bedrooms, bathroom wit...

180 sq.m. 171 900
Spacious flat with panoramic sea view in Sveti Vlas in instalments - Photo 1
Sea view
Sale, Flat/apartment Property in St Vlas ID 3932

Spacious apartment for sale with panoramic sea and mountain views in the residential complex "Makon" in Saint Vlas. This apartment is located on the 4th floor and consists of a corridor, living room with kitchenette, one bedroom, bathroom with toilet, and one balcony...

68.5 sq.m. 69 900
Sorrento Sol Mare, instalments from 1 to 7 years! - Photo 1
Installment
Sale, Residential complexes Property in St Vlas ID 3667

The Sorrento Sole Mare complex in Sveti Vlas, Bulgaria, offers attractive opportunities to buy property in this beautiful location. This new modern complex is located just 300 metres from the beach, making it an ideal choice for lovers of seaside holidays. One of the...

from 33 sq.m. from 55 000
Complex Aphrodita Green - Photo 1
Installment
Sale, Residential complexes Property in Sunny Beach ID 3732

Bulgarian Resales offers for sale flats in a new building in Sunny Beach, Bulgaria! The complex "Aphrodite Green" is a new project in a beautiful area of the resort, in the neighborhood of new modern complexes and a park. The complex has 40 flats, a small family, and...

from 48.7 sq.m. On request
J'Adore Secret Garden Elite Complex - Photo 1
Installment
Sale, Residential complexes Property in Sunny Beach ID 3713

We are pleased to present a new project - the J'Adore Secret Garden residential complex in Sunny Beach. The complex is located just 300 metres from the beach of the resort, in the Cacao Beach area. The project is inspired by the French Riviera and will be built using...

from 44 sq.m. from 52 500
New construction in a prestigious area of the city - Photo 1
Installment
Sale, Residential complexes Property in Pomorie ID 3043

The residential building from the builder in the town of Pomorie, near the main street of the town and 700 m from the sandy beach. The building is constructed on a plot of land with a size of 691 sq.m. There will be 13 garages on the first floor, as well as a grand f...

from 53 sq.m. from 58 000
New building complex Etara 4 - Photo 1
Installment
Sale, Residential complexes Property in St Vlas ID 2370

Bulgarian Resales real estate agency offers a profitable investment in real estate in Bulgaria from the developer. Newly built complex Etara 4 in the famous resort Sveti Vlas, located 300 meters from the beach and 50 meters from the foot of Stara Planina mountain. Th...

from 40 sq.m. from 98 400
Sale, Flat/apartment Property in Pomorie ID 2370

We offer an interest-free installment payment of up to 3 years for the payment of 50% down payment! For lovers of quiet areas with parkland in close proximity to the first line (50 m), in the beautiful modern complex, Flora Beach Resort Pomorie for sale is a 3 room a...

103.5 sq.m. 134 524
Sale, Flat/apartment Property in Pomorie ID 2367

We offer an interest-free installment payment of up to 3 years for the payment of 50% down payment! For lovers of quiet areas with parkland in close proximity to the first line (50 m), in the beautiful modern complex, Flora Beach Resort Pomorie for sale is a 3 room a...

94.7 sq.m. 118 363
Sale, Flat/apartment Property in Pomorie ID 2358

We offer an interest-free installment payment of up to 3 years for the payment of 50% down payment! For the lovers of quiet neighborhoods with parkland in close proximity to the first line (50 m), in the beautiful modern complex Flora Beach Resort Pomorie, a 3-room a...

94.4 sq.m. 122 772
Purchasing property in Bulgaria in installments is a great option for a buyer who does not have the entire amount that is required to complete the transaction. Bulgarian Resales real estate agency cooperates with Bulgarian developers who offer property with installment payments to non-residents.
 

What does buying property in installments in Bulgaria mean?

 
This is the name of the real estate sale option, in which the selected apartment or house is assigned to the client, and they pay the price agreed in the contract in equal installments according to the schedule. Ownership passes to the new owner after the payment of the entire amount and interest under the contract.
 
Many investors, builders and developers are ready to provide the buyer with a property not for a full payment transaction, but on an installment plan or on credit. There are two options:
  • In the first case, the buyer comes to terms with the seller on the schedule and amount of contributions. As a rule, property in Bulgaria with installment payments is apartments in fully finished apart hotels, and residential complexes.
  • In the second case, the buyer takes a mortgage loan for the amount that they do not have enough to pay 100% of the cost of housing. Ownership immediately passes to the buyer. However, until the moment of full settlement with the bank, the apartment is collateral for the mortgage agreement, in case the borrower fails to pay off.
 
Both options involve additional interest costs. However, they are beneficial to buyers who dream of owning property in Bulgaria and are ready to do it right now, without waiting until they have all the money they need to buy.
 

Approximate installment payment scheme when buying an apartment in Bulgaria

 
Usually, in order to buy a property in Bulgaria in installments, the buyer needs to make a down payment of 20 to 30% of the cost of the selected apartment. The installment period is from 1 to 5 years. Each developer with whom we cooperate offers its own installment plan. The buyer undertakes to:
  • scrupulously follow the agreed payment calendar;
  • pay a fine when making the next payment with a delay;
  • pay a penalty in case of violation of agreements.
 
Developers often offer favorable installment rates. For example, if a buyer pays the entire cost of real estate in 12 months, it can be interest-free. With a 2-5 years contract, interest rates can be 3.6% -6.5%, which is lower than the average mortgage interest rate.
 
Before signing a contract, our experts carefully check the conscientiousness of the developer and the cleanliness of the house, residential complex, aparthotel, in which it is planned to buy an apartment in installments. It is difficult for a non-resident buyer to understand complex legal issues. The help of experienced lawyers will protect you from buying an object with a financial encumbrance or without an issued Act 16 for a house more than 15m tall.
 
Bulgarian Resales has been operating on the Bulgarian real estate market since 2007. We will be glad to be of service to you.
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