Property in Bulgaria in installments

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Found: 150
Sale, Residential complexes Property in Burgas ID 6233

Horizont 6 – New Residential Development in Burgas Bulgarian Resales proudly presents Horizont 6, a modern residential development located in one of the fastest-growing areas of Burgas. Available for sale: • Studios • 1-bedroom apartments • 2-bedroom apartments • Par...

from 42 sq.m. 2.0 km 65 000
Sale, Flat/apartment Property in Sunny Beach ID 6223

Invest in a modern one-bedroom apartment in the new “Sweet Homes 8” complex currently under construction in Sunny Beach! Completion of the complex is scheduled for late August 2026, with Act 16 expected by the end of 2027. The apartment is located on the 5th floor an...

44 sq.m. 2 rooms to 700 m 5/6 fl. 96 900
Sale, Flat/apartment Property in Sunny Beach ID 6193

We invite you to purchase a 1-bedroom apartment on installment in the modern, under-construction “J'Adore Blanc” complex in the Sunny Beach resort. The apartment is located on the 2nd floor. It has a total area of 66 sq. m. It consists of an entrance hall, a living r...

66 sq.m. 2 rooms to 500 m 2/6 fl. 108 191
Sale, Flat/apartment Property in Sunny Beach ID 6192

An excellent opportunity to purchase a studio apartment on an installment plan in the modern “J'Adore Blanc” complex currently under construction in the Sunny Beach resort. The apartment is located on the 2nd floor. It has an area of 45 sq. m. It is sold unfurnished—...

45 sq.m. Studio 3/6 fl. 69 099
Sale, Residential complexes Property in Burgas ID 6178

Bulgarian Resales is offering apartments for sale directly from the developer in the new Elegance residential complex. Looking to make a profitable real estate investment in Burgas before prices rise? The new ELEGANCE residential project is a modern complex in Burgas...

- 4.0 km from 57 000
Sale, Residential complexes Property in Burgas ID 6177

Bulgarian Resales is offering apartments for sale directly from the developer in the new GARDENIA complex. These apartments are ideal for relocating to Bulgaria, for investing in urban seaside real estate, and for resale as prices rise! The new GARDENIA residential c...

from 42 sq.m. 4.0 km from 47 900
Sale, Flat/apartment Property in Sunny Beach ID 6051

Great deal! A spacious 2-bedroom apartment is for sale in the “Summer Dreams” complex in the resort town of Sunny Beach. Payment plans available for up to 5 years! The apartment is located on the 6th floor and has a total area of 115 sq. m. It consists of a living ro...

115 sq.m. 3 rooms to 500 m 6/6 fl. 120 000
Sale, Flat/apartment Property in Ravda ID 5976

An excellent opportunity to purchase a one-bedroom apartment on an installment plan in the new La Mer House complex in Ravda! Installment plan until summer 2027! The apartment is located on the 5th floor and has an area of 53 sq.m. It consists of an entrance hall, li...

53 sq.m. 2 rooms to 600 m 2/6 fl. 76 900
Sale, Flat/apartment Property in St Vlas ID 5973

Purchase a studio apartment in the premium Garden of Eden complex in Sveti Vlas with an installment plan! The complex is located on the first line by the sea, the elevator leads directly to the beach, white sand, beautiful views, quiet relaxation. The complex has eve...

55 sq.m. Studio First line 1/6 fl. 75 000
Sale, Flat/apartment Property in Sunny Beach ID 5950

We offer our clients a one-bedroom apartment for sale in the new Bella Sol residential complex in Sunny Beach resort. Until construction is completed, a flexible installment plan is available, allowing you to spread your budget and lock in an attractive price for the...

60 sq.m. 2 rooms to 700 m 1/5 fl. 100 000
Sale, Residential complexes Property in Sunny Beach ID 5952

The new "Bella Sol" residential complex sets a modern standard for comfortable living in the centre of Sunny Beach for those who value comfort, privacy and thoughtful architecture. Bella Sol is a five-storey residential building ideal for permanent living by the sea ...

from 49 sq.m. 2 rooms to 700 m from 81 200
Sale, Houses/townhouses Property in Pomorie ID 5929

A five-room house for a large family is for sale in a cottage village in Pomorie. We offer you a modern house — an excellent option for a family that values space, safety, and high-quality construction. The functional layout is designed for comfortable everyday livin...

175 sq.m. 4+ rooms 1.0 km 359 000
Sale, Houses/townhouses Property in Pomorie ID 5928

We offer for sale a vacant two-story house with two bedrooms in the gated Victoria Paradise complex, consisting of 42 houses. The complex has a large outdoor swimming pool, green areas, and complete infrastructure for a comfortable and safe life. The property is idea...

112 sq.m. 3 rooms 1.0 km 229 000
Sale, Residential complexes Property in Sunny Beach ID 5062

«Casa Del Sol Boutique» is a modern complex located in a central area of Sunny Beach. The project is developed by an experienced investor and combines quality construction with a well-planned investment concept. The property is suitable for private use as well as for...

from 37 sq.m. Studio, 2, 3 rooms to 600 m from 112 000
Sale, Flat/apartment Property in St Vlas ID 5873

Hurry up to buy a spacious three-room apartment with sea view in the Panorama Fort Beach complex in Sveti Vlas with the possibility of installment payments! The apartment is located on the 1st floor. Total area 98 sq. m. It consists of an entrance hall with a corrido...

98 sq.m. 3 rooms First line 1/6 fl. 125 000
Sale, Flat/apartment Property in St Vlas ID 5868

Buy a 2-bedroom apartment with a frontal sea view in the premium class “Garden of Eden” complex in Sveti Vlas on an installment plan! The complex is located on the first line by the sea, the elevator leads directly to the beach, white sand, beautiful views, quiet rel...

100 sq.m. 3 rooms First line 3 fl. 250 000
Sale, Flat/apartment Property in St Vlas ID 5872

Great deal! Ready-to-move-in 2-bedroom apartment for sale with installment plan in the premium complex “Garden of Eden” in Sveti Vlas. The complex is located on the first line by the sea, with an elevator leading directly to the beach, white sand, beautiful views, an...

100 sq.m. 3 rooms First line 3/5 fl. 165 000
Sale, Flat/apartment Property in Sunny Beach ID 5871

Don't miss the opportunity to buy a furnished studio with an installment plan in the Jasmine Residence Club complex in Sunny Beach! The studio is located on the 6th floor. The total area is 30 sq.m. Convenient layout, equipped with furniture and appliances. The terra...

30 sq.m. Studio to 700 m 6/6 fl. 57 000
Purchasing property in Bulgaria in installments is a great option for a buyer who does not have the entire amount that is required to complete the transaction. Bulgarian Resales real estate agency cooperates with Bulgarian developers who offer property with installment payments to non-residents.
 

What does buying property in installments in Bulgaria mean?

 
This is the name of the real estate sale option, in which the selected apartment or house is assigned to the client, and they pay the price agreed in the contract in equal installments according to the schedule. Ownership passes to the new owner after the payment of the entire amount and interest under the contract.
 
Many investors, builders and developers are ready to provide the buyer with a property not for a full payment transaction, but on an installment plan or on credit. There are two options:
  • In the first case, the buyer comes to terms with the seller on the schedule and amount of contributions. As a rule, property in Bulgaria with installment payments is apartments in fully finished apart hotels, and residential complexes.
  • In the second case, the buyer takes a mortgage loan for the amount that they do not have enough to pay 100% of the cost of housing. Ownership immediately passes to the buyer. However, until the moment of full settlement with the bank, the apartment is collateral for the mortgage agreement, in case the borrower fails to pay off.
 
Both options involve additional interest costs. However, they are beneficial to buyers who dream of owning property in Bulgaria and are ready to do it right now, without waiting until they have all the money they need to buy.
 

Approximate installment payment scheme when buying an apartment in Bulgaria

 
Usually, in order to buy a property in Bulgaria in installments, the buyer needs to make a down payment of 20 to 30% of the cost of the selected apartment. The installment period is from 1 to 5 years. Each developer with whom we cooperate offers its own installment plan. The buyer undertakes to:
  • scrupulously follow the agreed payment calendar;
  • pay a fine when making the next payment with a delay;
  • pay a penalty in case of violation of agreements.
 
Developers often offer favorable installment rates. For example, if a buyer pays the entire cost of real estate in 12 months, it can be interest-free. With a 2-5 years contract, interest rates can be 3.6% -6.5%, which is lower than the average mortgage interest rate.
 
Before signing a contract, our experts carefully check the conscientiousness of the developer and the cleanliness of the house, residential complex, aparthotel, in which it is planned to buy an apartment in installments. It is difficult for a non-resident buyer to understand complex legal issues. The help of experienced lawyers will protect you from buying an object with a financial encumbrance or without an issued Act 16 for a house more than 15m tall.
 
Bulgarian Resales has been operating on the Bulgarian real estate market since 2007. We will be glad to be of service to you.
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