Property in Bulgaria in installments

  1. Real Estate in Bulgaria
  2. / Property in Bulgaria in installments
Search property
Found: 143
Sale, Flat/apartment Property in Ravda ID 5976

An excellent opportunity to purchase a one-bedroom apartment on an installment plan in the new La Mer House complex in Ravda! Installment plan until summer 2027! The apartment is located on the 5th floor and has an area of 53 sq.m. It consists of an entrance hall, li...

53 sq.m. 2 rooms to 600 m 2/6 fl. 76 900
Sale, Flat/apartment Property in St Vlas ID 5973

Purchase a studio apartment in the premium Garden of Eden complex in Sveti Vlas with an installment plan! The complex is located on the first line by the sea, the elevator leads directly to the beach, white sand, beautiful views, quiet relaxation. The complex has eve...

55 sq.m. Studio First line 1/6 fl. 75 000
Sale, Flat/apartment Property in Sunny Beach ID 5951

An excellent opportunity to purchase a one-bedroom apartment in the Aphrodita complex in Sunny Beach on an installment plan. A flexible installment plan of up to 12 months is available. The apartment is located on the 4th floor. The total area is 80 sq.m. Sold unfurn...

80 sq.m. 2 rooms to 500 m 1/6 fl. 100 000
Sale, Flat/apartment Property in Sunny Beach ID 5950

We offer our clients a one-bedroom apartment for sale in the new Bella Sol residential complex in Sunny Beach resort. Until construction is completed, a flexible installment plan is available, allowing you to spread your budget and lock in an attractive price for the...

60 sq.m. 2 rooms to 700 m 1/5 fl. 100 000
Sale, Residential complexes Property in Sunny Beach ID 5952

The new "Bella Sol" residential complex sets a modern standard for comfortable living in the centre of Sunny Beach for those who value comfort, privacy and thoughtful architecture. Bella Sol is a five-storey residential building ideal for permanent living by the sea ...

from 49 sq.m. 2 rooms to 700 m from 81 200
Sale, Flat/apartment Property in St Vlas ID 5941

An excellent opportunity to buy a one-bedroom apartment with beautiful views in the Rainbow 2 family complex in Sveti Vlas! The apartment is located on the 6th floor. The total area is 53 sq.m. It consists of an entrance hall, living room with kitchen, bedroom, bathr...

53 sq.m. 2 rooms to 350 m 6/7 fl. 88 000
Sale, Houses/townhouses Property in Pomorie ID 5929

A five-room house for a large family is for sale in a cottage village in Pomorie. We offer you a modern house — an excellent option for a family that values space, safety, and high-quality construction. The functional layout is designed for comfortable everyday livin...

175 sq.m. 4+ rooms 1.0 km 359 000
Sale, Houses/townhouses Property in Pomorie ID 5928

We offer for sale a vacant two-story house with two bedrooms in the gated Victoria Paradise complex, consisting of 42 houses. The complex has a large outdoor swimming pool, green areas, and complete infrastructure for a comfortable and safe life. The property is idea...

112 sq.m. 3 rooms 1.0 km 229 000
Sale, Residential complexes Property in Sunny Beach ID 5062

«Casa Del Sol Boutique» is a modern complex located in a central area of Sunny Beach. The project is developed by an experienced investor and combines quality construction with a well-planned investment concept. The property is suitable for private use as well as for...

from 37 sq.m. Studio, 2, 3 rooms to 600 m from 112 000
Sale, Flat/apartment Property in St Vlas ID 5873

Hurry up to buy a spacious three-room apartment with sea view in the Panorama Fort Beach complex in Sveti Vlas with the possibility of installment payments! The apartment is located on the 1st floor. Total area 98 sq. m. It consists of an entrance hall with a corrido...

98 sq.m. 3 rooms First line 1/6 fl. 125 000
Sale, Flat/apartment Property in St Vlas ID 5868

Buy a 2-bedroom apartment with a frontal sea view in the premium class “Garden of Eden” complex in Sveti Vlas on an installment plan! The complex is located on the first line by the sea, the elevator leads directly to the beach, white sand, beautiful views, quiet rel...

100 sq.m. 3 rooms First line 3 fl. 250 000
Sale, Flat/apartment Property in St Vlas ID 5872

Great deal! Ready-to-move-in 2-bedroom apartment for sale with installment plan in the premium complex “Garden of Eden” in Sveti Vlas. The complex is located on the first line by the sea, with an elevator leading directly to the beach, white sand, beautiful views, an...

100 sq.m. 3 rooms First line 3/5 fl. 165 000
Sale, Flat/apartment Property in Sunny Beach ID 5871

Don't miss the opportunity to buy a furnished studio with an installment plan in the Jasmine Residence Club complex in Sunny Beach! The studio is located on the 6th floor. The total area is 30 sq.m. Convenient layout, equipped with furniture and appliances. The terra...

30 sq.m. Studio to 700 m 6/6 fl. 57 000
Sale, Flat/apartment Property in Nessebar ID 5870

An excellent opportunity to buy a one-bedroom apartment in the magnificent Esteban complex on an installment plan! The complex has a large landscaped area and superb infrastructure for year-round living! The apartment is located on the 1st floor. The total area is 60...

60 sq.m. 2 rooms to 300 m 1/6 fl. 128 000
Sale, Flat/apartment Property in Pomorie ID 5869

Bulgarian Resales real estate agency will help you buy real estate in Pomorie on an installment plan! A three-room apartment is for sale in the Marina Holiday Club complex. The apartment is located on the 1st floor. The area is 85 sq.m. It consists of an entrance hal...

85 sq.m. 3 rooms to 200 m 1/6 fl. 89 000
Sale, Residential complexes Property in Burgas ID 5416

We present 'Grand Plaza Residence', a unique residential complex located in the Horizon district of Burgas. This is the only residential complex with a heated indoor connection to Grand Plaza Mall, featuring over 90 shops and services: supermarket, pharmacies, fitnes...

from 40 sq.m. 2.0 km from 108 000
Sale, Residential complexes Property in St Vlas ID 5692

The complex Saturn is a modern and comfortable residential complex located just 200 meters from the sandy beach in the popular seaside town of Sveti Vlas. Designed with functionality, comfort, and aesthetics in mind, the project features contemporary architecture and...

from 35 sq.m. Studio, 2, 3 rooms to 200 m from 74 000
Sale, Flat/apartment Property in Sunny Beach ID 5835

A great offer for our customers! We offer you a 2-bedroom apartment for sale on installment in the EMILIA ROMANA CITY complex under construction in Sunny Beach resort. This project combines modern design, the comforts of city life, and access to resort entertainment ...

87 sq.m. 3 rooms to 600 m 1/6 fl. 152 000
Purchasing property in Bulgaria in installments is a great option for a buyer who does not have the entire amount that is required to complete the transaction. Bulgarian Resales real estate agency cooperates with Bulgarian developers who offer property with installment payments to non-residents.
 

What does buying property in installments in Bulgaria mean?

 
This is the name of the real estate sale option, in which the selected apartment or house is assigned to the client, and they pay the price agreed in the contract in equal installments according to the schedule. Ownership passes to the new owner after the payment of the entire amount and interest under the contract.
 
Many investors, builders and developers are ready to provide the buyer with a property not for a full payment transaction, but on an installment plan or on credit. There are two options:
  • In the first case, the buyer comes to terms with the seller on the schedule and amount of contributions. As a rule, property in Bulgaria with installment payments is apartments in fully finished apart hotels, and residential complexes.
  • In the second case, the buyer takes a mortgage loan for the amount that they do not have enough to pay 100% of the cost of housing. Ownership immediately passes to the buyer. However, until the moment of full settlement with the bank, the apartment is collateral for the mortgage agreement, in case the borrower fails to pay off.
 
Both options involve additional interest costs. However, they are beneficial to buyers who dream of owning property in Bulgaria and are ready to do it right now, without waiting until they have all the money they need to buy.
 

Approximate installment payment scheme when buying an apartment in Bulgaria

 
Usually, in order to buy a property in Bulgaria in installments, the buyer needs to make a down payment of 20 to 30% of the cost of the selected apartment. The installment period is from 1 to 5 years. Each developer with whom we cooperate offers its own installment plan. The buyer undertakes to:
  • scrupulously follow the agreed payment calendar;
  • pay a fine when making the next payment with a delay;
  • pay a penalty in case of violation of agreements.
 
Developers often offer favorable installment rates. For example, if a buyer pays the entire cost of real estate in 12 months, it can be interest-free. With a 2-5 years contract, interest rates can be 3.6% -6.5%, which is lower than the average mortgage interest rate.
 
Before signing a contract, our experts carefully check the conscientiousness of the developer and the cleanliness of the house, residential complex, aparthotel, in which it is planned to buy an apartment in installments. It is difficult for a non-resident buyer to understand complex legal issues. The help of experienced lawyers will protect you from buying an object with a financial encumbrance or without an issued Act 16 for a house more than 15m tall.
 
Bulgarian Resales has been operating on the Bulgarian real estate market since 2007. We will be glad to be of service to you.
Types of real estate
CEPI - European Association of Real Estate Professions